Fees & Insurance

Regular Hours

Early morning hours are available upon request.  Please talk with Dr. Baumgardner if early morning times suit your schedule better.

Monday 9:00 AM - 7:00 PM
Tuesday By Appointment
Weds By Appointment
Thursday 9:00 AM - 7:00 PM
Friday 9:00 AM - 7:00 PM

 

Rates 

My office does not accept insurance in lieu of payment.  In fact, many clients choose to pay for therapeutic services themselves instead of using health insurance.  This choice about using health insurance has some important consequences. In order to bill an insurance company, a diagnosis must be included on the claim.  Sometimes, such a diagnosis may affect current or future health insurance coverage.  Health insurance coverage varies dramatically from one insurance company to the next.  Please be sure to check with your insurance company so you understand your coverage.
My office is happy to create a receipt for you that contains all the information you will need to submit a claim for reimbursement from your insurance company or for you to use as a receipt for tax purposes.  If you choose to personally submit the receipt, your insurance company will then reimburse you directly.

For some of my patients the cost of therapy still seems daunting so I have contracted with Healthcare Payment Solutions to handle extended payment schedules for both my cash and insurance patients.  This means you can get the care you need now and spread payments out over a manageable time frame...all without interest.  It is important to me that my patients have options so that they can continue to get the professional care they know is necessary.

Please be sure to let me know if the costs become stressful for you or you have questions about the cost of psychological services.

Free Initial phone consultation (Please plan on about 20 minutes.  I want to be sure I understand the concerns you are facing.) 

Initial Diagnostic Evaluations:
$190  Initial diagnostic evaluation (Individual, Couple  - 60-90 minutes)
$190  Initial diagnostic evaluation (Parents - Part 1 - 60-90 minutes)
$130   Initial diagnostic evaluation (Parents - Part 2 - Parent and Child - 60 minutes)

Individual Adult or Child (Parent-Child) Sessions:
$130   Individual Adult or Parent-Child Session (45-55 minutes)
$170   Extended Individual Adult or Parent-Child Session (60-75 minutes)
$210   Double Individual Adult or Parent-Child Session (90 minutes)

Couples or Family Therapy Sessions:
$140   Couples or Family Therapy (45-55 minutes)
$195   Extended Couples or Family Therapy (60-75 minutes)

Home Visitation Sessions:
$250   Initial Home Visit
$200   Follow-up Home Visit

School Observation, Consultation or Meeting Attendance:

$280   School observation and meetings (fee per hour, billed in quarter hour increments)

$200   Consultation services (fee per hour, billed in quarter hour increments):  Phone calls greater than 10 minutes; Weekend or after hours emergency calls; Letters upon request; Meeting attendance; Review of past records  (Insurance does not typically cover these costs.)

$350   Legal Consultation or Court attendance (fee per hour, billed in hour increments):  Dr. Baumgardner will only appear at a court proceeding when subpoenaed. A block of time must be scheduled in order for Dr. Baumgardner to appear in court, which prohibits her from scheduling other clients. If cancelled in less than 24 hours notice the full fee will be charged. The fee applies to travel time and time “on-call”, whether or not testimony is given.

Psychological Assessment:

Assessment rates vary depending on the referral question.  Usually, Psychological Assessment takes about 5-6 hours.  For every hour spent with the client in assessment, Dr. Baumgardner will spend another 2 or 3 hours scoring and interpreting the tests.  Even very simple assessments require 10-15 hours of a psychologist's time. In general, an assessment costs about the equivalent of 10 -15 hours of individual therapy.  Please call to discuss your assessment needs with Dr. Baumgardner. She has served as the Director of the Maryland Psychological Assessment and Consultation Clinic and is well equipped to work with adults and with children. She is an expert in assessing most childhood conditions and is an outstanding educational consultant.

Insurance
Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

  • Do I have mental health insurance benefits?
  • What is my deductible and has it been met?
  • How many sessions per year does my health insurance cover?
  • What is the coverage amount per therapy session?
  • Is approval required from my primary care physician?


Reduced Fee
Reduced fee or sliding scale services are available on a limited basis.

Payment
Cash, check, debit cards and all major credit cards are accepted for payment.

Cancellation Policy
Dr. Baumgardner often has clients on a waiting list in case of a cancellation. Therefore, Dr. Baumgardner has a 24 hour cancellation policy and requests patients notify her 24 hours in advance in order to avoid a cancellation fee. If you do not give 24 hours notice, a $50 fee will apply the first time. The second time this happens, a $100 fee will apply. If it happens again then the full fee will apply for the session and all future sessions.  Fees may be waived in the case of acute illness or emergency.  In the event of illness or emergency, please give me as much notice as you can.  Thank you for being sensitive to the needs of those on the waiting list.

Schedule Online
Request a therapy appointment online here.

Contact
Questions? Please contact me for further information.